Home Budget Management How Are You Shaping Your Year – Personal Planning & Goal Setting


I think we can agree that it’s been a strange start to a new year, and indeed, a new decade. The terrible bushfires followed by crazy storms and flooding, not to mention the outbreak of Coronavirus…. it’s easy to get thrown off course and wonder where it’s all leading???

Now, more than ever, personal planning and goal setting are absolutely key. I, for one, have so many plans, hopes, dreams, and goals for 2020 that I am set to fulfill, so many in fact that my head is spinning and I’m finding it hard to work out what to focus on first.

To add insult to injury, we are now almost halfway through March – seriously how is that possible??? I swear yesterday it was New Year’s Eve…

Luckily, I have a few people in my life that hold me accountable – people who get me to stop, take a breath and focus on what it is that I actually want to achieve, the bigger picture – and work with me to break down the steps and work it backward from there. It’s all about setting milestones inside of my goals and being really clear on what it is that I am out to achieve and by when.

Goal setting is super important. I know, I know, it can sound like a chore or even a bit of a drag, but once you start seeing the benefits and realising what a profound effect it can make – it actually gets kind of exciting!

Getting really clear on your goals helps create energy and motivation. When you have something definite to work towards, the steps to get there seem clearer and more manageable.


This, ironically or by design, is exactly what we do at Debt Angel Solutions. We help people get really clear on what their financial goals are, and then we walk with them, step by step, as they move to accomplish them.

Over the years we’ve helped hundreds of clients achieve their “get out of debt” goals, which for the most part they NEVER thought possible. The feeling of triumph we get when we help them get there is nothing short of amazing.

One of my big goals this year is to get the word out about Debt Angels and what we do to as many people as we can. Showing people that there is another way, that they don’t have to suffer under the stress and strain of debt distress.

Please remember if you or anyone you know, could benefit from having a chat with us, please reach out and arrange to have a chat with me or one of our Angels.

As we’re now almost a third of the way through the year, there has never been a better time to get your goal-setting shoes on and get real with yourself about where 2020 is taking you. Why not drop us a line on our Facebook page and let us know what your goals are and how you are going with them. I have no doubt that you sharing what you are up too and up for will inspire others – after all sharing is caring 🙂

Oh, and if you are wanting to connect with like-minded “Budgetarians”, you are more than welcome to join our FB group, Budget Angel, where you can chat and get budget-sexy tips and ideas from others on a mission to create a life of financial freedom.

Looking forward to seeing you there.



Shopping Blind Can Be A Danger To Your Budget

The Humble Cents Add Up! Every Penny Counts!