Home Debt Success Stories Andy and Marnie’s Journey: Overcoming Financial Struggles and Finding Hope


Andy and Marnie found themselves in a tough financial situation, struggling to make ends meet and living payday to payday. They were barely surviving, relying on alcohol to cope with the stress and feeling ashamed about their mounting debt. The couple was treading water, making monthly payments but using their credit card again to survive the next month. Feeling overwhelmed and desperate, Andy and Marnie realised that they needed help. Andy decided to reach out to Debt Angel Solutions, hoping to find a way out of their financial troubles.

At first, they were hesitant and unsure if Debt Angel Solutions could help them. But soon, they found comfort in knowing that they had someone to turn to who understood their situation and was genuinely interested in helping them regain control of their finances.

With the support of Debt Angel Solutions, Andy and Marnie were able to suspend their payments for a period, allowing them to take a breather and reassess their financial situation. Through the compassionate guidance and advocacy of Debt Angel Solutions, their debts were reduced by at least half, providing them with some much-needed relief and hope for the future.

“I just think that we’re happier and healthier because of it,” Marnie shared. “We were fighting a lot too. It’s admitting that you have a problem. Right? That’s the biggest thing. Just admit that there’s something there and that you need to do something, and you can’t do it alone.” Andy added.

Debt Angel Solutions not only helped Andy and Marnie with their immediate financial situation but also provided them with valuable education and support to set up and maintain a debt-free lifestyle. They were able to see the light at the end of the tunnel and plan for a brighter financial future.

Through Debt Angel Solutions’ empathetic and dedicated approach, Andy and Marnie were able to overcome their financial struggles and find hope. They are now able to live a more stable and comfortable life without the burden of debt and financial stress weighing them down.

Andy and Marnie’s journey with Debt Angel Solutions serves as an inspiring example of how effective financial guidance, and support together with industry knowhow and a passion that all people should be free to live without the burden of crippling debt can truly change lives for the better. They encourage others who may be struggling with debt and financial stress to seek help and not be ashamed of their situation.

“I think we stalled. Working in banking, as Andy said, we’ve dealt with debt agencies before, and I know what they’re like. I was like, ‘No, we’re not even going to talk to Kitty about it.’ So we waited for a long time before we spoke to Kitty, and it was too long. We could have had this sorted out maybe six to twelve months before we actually did. During those six to twelve months, we were paying interest and higher repayments. So, don’t waste time, do it today.” – Marnie

“And trust that they have your best interests at heart. They’re not there to judge you, which is what was holding me back. I thought I was being judged, but it’s the exact opposite. Admitting that you have this problem and getting it all out makes you realise that you’re in safe hands.” – Andy

If you or someone you know is struggling with debt, we invite you to reach out to Debt Angel Solutions today to find hope and relief.




From Setback to Success: How to Overcome Financial Challenges and Bounce Back

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    Question 1 - What kind of Debt do you have?

    Question 2 - How much debt do you have?

    Question 3 - How long have you had this debt?

    Question 4 - Experienced any of the following in the last few years?

    Question 5 - Describe your current financial situation?

    Question 6 - Your current source of income?

    Question 7 - Main concern about your current financial situation?

    Question 8 - What would your life look like if you didn’t have this debt?

    Question 9 - How serious are you about getting out of debt?

    We have four prerequisites 1) Coachable 2) Committed to the outcome 3) In communication 4) We need to be able to guarantee that we can save them more than we cost them. We fight for our clients rights but we need to make sure our clients are just as committed. I want to know how serious you are about getting out of debt. Yes, I am:

    Question 10 - Any additional information you would like to share?

    Question 11 - Are you ready to take the next step?

    If Not ready - Why do you think you’re not ready?

    Would you like to discuss further?

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